eCommerce websites typically utilize online shopping carts that require merchant accounts that are easy to setup, PCI compliant, secure, reliable and offer low processing costs.  Because of the inherent risk of fraudulent transactions that are associated with online sales Visa, MasterCard and Discover put online merchants into their highest risk category. To cover the risks the interchange rates associated with online sales are higher than the other business categories, such as retail for example.

That’s why is vitally important to setup the online store with the proper privacy policy, refund policy and a merchant account that incorporates a pricing model that will minimize the risk and processing costs. Concierge has been providing merchant account to online merchants for over 10 years, we understand what is takes to lower the risks and minimize the processing costs.

  • Accept Visa, MasterCard, Discover, American Express, JCB

  • Simple integration with most popular online shopping carts

  • Secure, reliable transaction processing that protects online data

  • Virtual terminals that make manual one-time and scheduled recurring billing a breeze

  • Detailed, accurate online reporting available 24/7

  • Reduce the risk of credit card fraud by complying with PCI standards

  • Optional next-day funding deposits daily sales into existing bank accounts overnight

  • Rate lock guarantee for the life of the account

  • No term commitment or account closure fees